I have been trying to figure out how much monthly payments are on school loants after you graduate and finish residency. I know most people accumulate $100,000+ in debt but i can't find where it says how much monthly payments are and how long it takes to pay them back. Any info would be great! thanks also, do you get enough in loans/grants/scholarships to actually have money left over to take care of yourself (food, gas, clothing, etc.) or should i plan on trying to figure out a way to have supplemental income coming in?

Play with this: http://www.finaid.org/calculators/loanpayments.phtml.

You can pay pack loans over a 10-30 year period.

For interest rates, any new Stafford loans will be set at 6.8%. I'd assume private loans will carry a somewhat higher interest rate.

You can borrow extra money for living expenses.

You should also look into consolidating your loans. Maybe see if you could talk to a financial advisor or someone else about it. I guess apparently this can help.

The actual amount paid back will obviously vary with interest rates and total debt... Plus, some have consolidated loans which can lower payments but extend the pay back period.

I suspect you'd like real numbers, so I'll share what I know.... I have friends who pay anywhere from $800-1800 per month and will owe that for 30 years. My hubby's is in that range; mine is lower because I did an agreement with my current employment site where they paid for med school in return for 4 years of work. Since it stinks here, I'm leaving after 3 years and will need to buy myself out to the tune of $31,000. Ouch. Had I gone the traditional route with all loans, I'd be looking at the above monthly payback as well.

Some more rural areas will provide some loan payback money for service. As an example, my husband will get some money from our hospital and the state for three years of service. Some of these programs are very dependent on having your area deemed a high need one.